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MaklorMAKLOR

Security & Trust

Security Whitepaper.

How Maklor protects the data of Swiss real estate firms — data residency, encryption, access control, auditability, and the AIREA agentic boundary.

Version
1.0
Published
September 2026
Classification
Public
Mulklick GmbH · Baarerstrasse 43 · 6300 Zug · Switzerland
Maklor — Security Whitepaperv1.0 · Sep 2026

Contents


01Executive Summary & Scopep. 3
02Data Residency & Hostingp. 4
03Encryptionp. 5
04Access Controls & Identityp. 6
05Audit Logging & Monitoringp. 7
06The AIREA Agentic Boundaryp. 7
07Compliance, Operations & Contactp. 8
A Maklor workspace overlooking Lake Geneva
Maklor in the firm — the daily cockpit, built for the Swiss mandate.
© 2026 Mulklick GmbHPublic2
Maklor — Security Whitepaperv1.0 · Sep 2026

01Executive Summary & Scope


Maklor is the operating infrastructure for Swiss real estate. The data it holds — mandates, client relationships, valuations, and financing documents — is among the most sensitive a brokerage manages. This document describes the controls that protect it.

Maklor is operated by Mulklick GmbH, a company registered in the Canton of Zug, Switzerland. The platform is engineered around a single principle: a firm's data belongs exclusively to that firm, is processed under Swiss data-protection law (nFADP), and is never exposed to autonomous action it did not authorise.

This whitepaper covers the Maklor production platform and its supporting infrastructure. It is intended for the security, compliance, and IT leadership of firms evaluating Maklor for enterprise deployment. Specific configuration details and our most recent penetration-test summaries are available under NDA on request.

At a glance

EU-hosted infrastructure (Stockholm, Sweden) · AES-256 at rest, TLS 1.3 in transit · role-based access with enforced MFA and SSO · tamper-evident audit logging · nFADP (revDSG) aligned · an AI layer that can never send, sign, or speak on a client's behalf.

© 2026 Mulklick GmbHPublic3
Maklor — Security Whitepaperv1.0 · Sep 2026

02Data Residency & Hosting


Maklor does not route your mandates, client relationships, or financial documents through global cloud providers with ambiguous jurisdiction. The platform is hosted in the European Union — at Tier III+ data centres in Stockholm, Sweden. The EEA is recognised by the Swiss Federal Council as providing adequate data protection under the nFADP, so this hosting is fully compliant, and your data is never exposed to US jurisdiction or foreign data-access statutes such as the US CLOUD Act.

Data residency

Hosting locationTier III+ data centres in Stockholm, Sweden (EU/EEA).
Cross-border transferData stays within the EU/EEA. No replication to US jurisdiction, and no transfer to countries lacking adequacy under the nFADP.
JurisdictionMulklick GmbH (Zug) is the Swiss data controller; processing follows the nFADP (revDSG). EU hosting is covered by the Federal Council's adequacy recognition of the EEA.
Swiss residency optionEnterprise clients that require data residency in Switzerland can have their environment provisioned on Swiss soil on request.
TenancyLogical isolation per firm; each tenant's data is segregated and independently encrypted.

Resilience

Infrastructure is deployed across redundant EU availability zones with automated failover. Encrypted backups are taken continuously and tested for restoration on a regular schedule. Our target recovery objectives for the production platform are a recovery point objective (RPO) measured in minutes and a recovery time objective (RTO) measured in hours.

© 2026 Mulklick GmbHPublic4
Maklor — Security Whitepaperv1.0 · Sep 2026

03Encryption


All data is encrypted both in transit and at rest using industry-standard, modern algorithms. Encryption is applied by default and cannot be disabled by users.

In transit

TransportTLS 1.3 (TLS 1.2 minimum) for all client and service-to-service traffic.
Cipher policyStrong, forward-secret cipher suites only; legacy protocols disabled.
Transport securityHSTS enforced; certificates managed and rotated automatically.

At rest

AlgorithmAES-256 for stored data and backups.
Key managementKeys are managed in a dedicated key-management service backed by hardware security modules (HSMs). Key material is never stored alongside the data it protects.
Key rotationEncryption keys are rotated on a defined schedule; envelope encryption isolates per-tenant data keys.
Field-level protectionParticularly sensitive fields receive additional application-layer encryption.
Closed processing

Your firm's data is processed within a closed environment and is never used to train third-party public AI models. Document and content processing happens inside Maklor's controlled boundary.

© 2026 Mulklick GmbHPublic5
Maklor — Security Whitepaperv1.0 · Sep 2026

04Access Controls & Identity


Access to firm data is governed by the principle of least privilege. Users see only what their role requires, and every privileged action is authenticated, authorised, and logged.

Authentication

Authorisation

ModelRole-based access control (RBAC) with granular, firm-configurable roles.
Least privilegeDefault-deny; access is granted explicitly and reviewed.
Internal accessMulklick personnel have no standing access to tenant data. Any support access is scoped, time-bound, justified, and logged.
OffboardingCentralised provisioning and immediate revocation through your identity provider.
Separation of duties

Administrative, operational, and data-access roles are separated so that no single actor — human or automated — can act unchecked across the platform.

© 2026 Mulklick GmbHPublic6
Maklor — Security Whitepaperv1.0 · Sep 2026

05Audit Logging & Monitoring


Every meaningful action in Maklor is recorded. Audit logs answer who did what, when, and from where — providing the accountability institutional clients and regulators expect.

CoverageAuthentication events, data access, configuration changes, exports, and administrative actions.
IntegrityAppend-only, tamper-evident logs retained for a defined period and protected from modification.
AvailabilityFirm administrators can review and export audit trails relevant to their tenant.
MonitoringContinuous monitoring and alerting on anomalous activity; centralised log aggregation.

06The AIREA Agentic Boundary


AIREA is Maklor's agentic layer. It prepares the dossier, watches the financing chain, and drafts communications — but its authority is constrained in the architecture, not merely in policy. The boundary is a security control, not a marketing promise.

It cannot send
AIREA cannot dispatch email or messages autonomously. Every communication waits for explicit human release.
It cannot sign
It cannot sign mandates or commit your firm to obligations. The signature is always the agent's.
It cannot advise
It surfaces evidence and prepares the file; legal judgment remains with the broker.
Closed-loop
Data is processed in a closed environment and never used to train third-party public models.
© 2026 Mulklick GmbHPublic7
Maklor — Security Whitepaperv1.0 · Sep 2026

07Compliance, Operations & Contact


Regulatory alignment

nFADP / revDSGMaklor is engineered for compliance with the revised Swiss Federal Act on Data Protection.
Data processingA Data Processing Agreement (DPA) is available for enterprise clients, defining roles, purposes, and obligations.
Sub-processorsA current list of sub-processors is maintained and disclosed to clients; all are bound by equivalent obligations.
Data subject rightsTooling supports access, rectification, and erasure requests in line with nFADP.

Secure operations

Security contact

Security questions, vulnerability reports, or a request for our penetration-test summary: security@maklor.ch. For a guided review with our infrastructure team, request a Security Review at maklor.ch/trust.

This document is provided for informational purposes and describes the Maklor platform as of the version date above. It does not form part of any contract and may be updated. Specific commitments are governed by your agreement with Mulklick GmbH.

© 2026 Mulklick GmbH · Zug, SwitzerlandPublic8